As Buyers for lake homes in the resort communities around Geneva Lake you have to consider your purchasing thought process. The difference between you and the Seller may be $10,000 to $20,000 but in reality it is a $40-62.00 difference in your monthly payment because of LOW interest rates and your offer to purchase While this may be a simplistic example that is how you should consider your offer and negotiation process. There are only so many homes with lake frontage, piers and slips within 1.5 hours of your home. Talk about a hedge against inflation?? Do you want to be on your own pier in 30 days or not?